Money & Investing

Improve your Budgeting Skills

Budgeting expenses mortgage credit cards insurance and more

Keep track of all your expenses—that means every coffee, household item and cash tip. Once you have your data, organize the numbers by categories, such as Transportation, Food, Entertainment, Utilities and other. Consider using your credit card or bank statements to help you with this. Apps like Wally & Mint can help you!

Set up a Savings system

image192

Now that you’ve made a budget, create a savings category within it. Try to save 10 percent of your income. If your expenses do not allow you to save, it might be time to cut back on some things. To do so, identify non essentials that you can live without, we call this "Choice expenses". These are typically expenses in your Entertainment category.

Start Investing - Beginners

image193

You don't have to be an Investment guru to invest your money.  You can use Apps like Acorns to invest small, while growing your money over time. Apps like Robinhood is designed for beginners that want to invest in the stock market. Modern technology has made it easier to invest in the form that best suits you, use it!

Your Path to Buying Real Estate

image194

Buying Real Estate is one of the safest investments you can make! If you are a First Time Home Buyer, look up FHA Loans as your option! These require less Down Payment and Credit Score requirements when compared to Conventional loans. 

Investing in Stocks

image195

Finding the best stocks to buy and watch starts with knowing what a big market winner looks like before it takes off. Your goal is to find stocks that are displaying those same traits right now. Traits like explosive earnings and sales growth, a fast-growing and industry-leading product or service  

Let me help you start your Business

image196

Starting a business is now easier than ever! The resources are in abundance and the tools are available to get you started. Whether you are selling a product or providing a service, Social Media marketing or setting up an online store can all be done at a minimal cost! All you need is the idea and WiFi!